Is downsizing in your financial plan?

Is downsizing in your financial plan?

Downsizing your home traditionally is seen as an option once offspring have flown the nest, or when the task of maintaining, repairing, cleaning and heating a large home becomes too onerous. However, a 2016 study by Saga found that 2.3 million UK homeowners aged 55...
Money and Relationships

Money and Relationships

Talking about money, at any stage of a relationship, can be difficult. However, NOT talking about it can result in problems that only escalate over time. Whether it is you or your partner who feels the most uncomfortable opening up about your finances, there are...
Our Financial Planning Philosophy

Our Financial Planning Philosophy

Our Financial Planning Philosophy When people hear the words ‘Financial Planning’ many still associate this with product specific advice about pension plans, investments and life insurance. But Financial Planning is more than this. It’s about helping you to determine...
IHT Update: Residence Nil Rate Band

IHT Update: Residence Nil Rate Band

The Residence Nil Rate Band (RNRB) will be introduced from 6th April 2017, in addition to the standard Nil Rate Band (NRB), and has been designed to help protect the family home from Inheritance Tax (IHT). We know that a lot of people will be affected by this change,...