Cash is not king!

Cash is not king!

We’ve written about this many times before, however, the events around the Brexit deal and the market volatility we have seen of the first few weeks of 2019 has prompted us to want to reiterate the importance sticking with your investments and that time in the market...
Investing and Investors – A Real Life Drama!

Investing and Investors – A Real Life Drama!

In the past decade we’ve seen, and felt, every facet of the investment experience. We’ve hit the highs, crested the waves, despaired of the plummets and slogged through the lows as our portfolios appear to have behaved like naughty children, high on blue smarties! In...
Changes to Income Tax in Wales

Changes to Income Tax in Wales

Changes to Income Tax in Wales With effect from 6 April 2019 income tax is changing in Wales. Under the devolution of Welsh tax rates, the current basic, higher and additional rate tax bands will be reduced by 10% and replaced with a rate to be decided by the Welsh...