by Gretchen Betts | Nov 25, 2022 | Pension
When you first start investing, the saying, ‘The first pound works the hardest’ gets used a lot. This is due to the effects of compound interest growing your capital exponentially year on year. This in turn supports that the earlier you start saving into a...
by Gretchen Betts | Oct 24, 2022 | Financial Planning, Pension
If you’re employed, your employer must provide a pension that both they and you pay into, unless you opt-out. This has been in place since 2012 and most employers had to comply by 2017. As a result, most of us will have more than one pension, usually as a result of...
by Gretchen Betts | Sep 20, 2022 | Financial Planning, Investments, Pension
This is something we get asked a lot and we understand why! The different financial labels really don’t help in understanding what these things are, how they differ and how they are the same. So, are they the same, or different? The short answer is that they are...
by Gretchen Betts | Jun 20, 2022 | Financial Planning, Pension
This is a question we get asked a lot, usually because people are concerned that it will “die with them” and leave their family with a hole in the household income. What happens depends entirely on the type of pension you have. For ease of understanding, we’ve broken...
by Gretchen Betts | Nov 1, 2021 | Financial Planning, Pension, Retirement, Retirement
Most people would agree that a ‘good retirement income’ is one that offers them security, that allows them to participate in the activities they want to do and provides them with a comfortable enough standard of living to be happy. Research by the National Employer’s...
by Gretchen Betts | Sep 20, 2021 | Financial Planning, Money, Pension, Retirement
In writing this post I looked for a quote about ‘getting to know someone’, but quickly gave up because it isn’t overly authentic to me. Being authentic, or ‘true to myself’, is one of my personal values. As financial planners it is important that we get to know what...
