by Gretchen Betts | Jan 9, 2019 | Scam, Technical
When we retire, many of us picture long lazy days spent bankside. Fishing is a particularly popular pastime amongst the retired population. However, when it comes to our online safety, there’s a different type of danger lurking in the waters. Phishing (pronounced the...
by Gretchen Betts | Jan 7, 2019 | Technical
Using your money for the greater good For those looking to make the world a better place, but not wanting to sacrifice returns or profits, positive impact investing aims to support positive social and environmental issues at the same time as providing good financial...
by Gretchen Betts | Dec 14, 2018 | Technical
In the past decade we’ve seen, and felt, every facet of the investment experience. We’ve hit the highs, crested the waves, despaired of the plummets and slogged through the lows as our portfolios appear to have behaved like naughty children, high on blue smarties! In...
by Gretchen Betts | Nov 27, 2018 | Technical
Changes to Income Tax in Wales With effect from 6 April 2019 income tax is changing in Wales. Under the devolution of Welsh tax rates, the current basic, higher and additional rate tax bands will be reduced by 10% and replaced with a rate to be decided by the Welsh...
by Gretchen Betts | Nov 13, 2018 | Technical
Heading towards the big 4-0? It may be time to consider the Lifetime ISA (LISA) Since the Lifetime ISA (LISA) was introduced in 2017 I’ve been really dubious about it. The product itself is complex and a weird hybrid of an ISA and a Pension, with heavy penalties for...
by Gretchen Betts | Nov 6, 2018 | Lifestyle, Technical
YOUR PARENTS: Some of our clients are concerned about their elderly parents and whether they will have sufficient funds to pay for comfortable, long-term care, or whether they may need to use some of their own savings to help them out. Unfortunately, once care is...
